HIPOTECAS Y DERECHO BANCARIO

ABUSIVE CLAUSES: FLOOR CLAUSE AND EXPENSES Is it possible to request the reimbursement of mortgage-related expenses and the annulment of

Summary of the most common types: 1. Clauses that undermine the consumer’s autonomy These clauses annul the consumer’s will and

The mortgage expenses clause is a provision included in loans secured by a mortgage, which establishes that all costs arising

Abusive clauses can affect different aspects of a contract, from limiting consumer rights to lack of reciprocity and imposing disproportionate

Opposition to mortgage foreclosure is a legal mechanism that allows the debtor to challenge the enforcement of their mortgage when

According to Article 540 of the Spanish Civil Procedure Law (LEC), amended in 2015, the assignee may request that the

The concept of consumer is extremely important when analyzing early maturity clauses. The Supreme Court Judgment (STS) 463/2019, of September